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Sunday, December 2, 2018

Buy Electronics Online - Ideally Choose a Samsung 65 Inch Smart Curved LED TV

The UN65KU7500 is known as Samsung's affordable cost curved 65-inch second generation belongs to 4K Ultra HD TVs manufactured by Samsung Company. It offers a resolution of 3840 x 2160 resolutions, which is four times the motion of Full HD. It lets you sit closer to a bigger TV and enjoy the better movie theatre familiarity. The majority of the movie theatres now make use of the 4K projector; therefore the popularity of the movie theatre resolution is in high in demand. The curved screen promises for better immersive movie theatre kind experience and gets better viewing angle as well as image quality.

Better 4K Image Quality: Samsung 65 inch smart Curved LED TV backlit TV comprises Samsung's advanced UHD Micro Dimming LED edge rear light technology for the better blacks and colours. The option of PurColor and Auto Depth Enhancer are the best premium points associated with the TV. The highly upgraded Ultra Clear Pro Panel removes the reflections, as well as enhances the ratio of contrast. Moreover, the 120 Motion Rate anti-blur technologies merge a resident 60Hz Panel along with rear light control to give blur-free and open motion. The availability of the PurColor Technology will provide you lively and bright colours.

Setup and features

This model of LCD panel works with about a 3-inch curve. The weight of the wall is around 62 pounds, and the 14-inch-deep place adds yet more 7 pounds. There are different four HDMI 2.0a inputs, all of them assist HDCP 2.2, and one of which offers audio return channel for joining the TV to an outside sound system.

Remote control as well as user interface

After having to manage with yet vendor's rather clunky Android border and old-school distant, using the KS9800 was a delight. The remote sports just a few buttons, feels better in your hand, and the on-screen border is straightforward and reasonably laid out. The one and only complaint is the absence of rewind buttons and even fast forward.

There are tons of images tweaks for the KS9800, which includes professional settings for those who are exacting about the things. Buy Electronics Online at the best price.

Image and Sound

The KS9800 specifies the ointment of non-OLED image technologies: complete quantum dots, array backlighting, and local dimming among others. The colour is incredible, extremely right and-around with HDR stuff-wonderfully saturated. The TV does quite job upscaling lower- declaration material as well.







Important Reasons To Consider Windows Mobile App Development

You must have noticed people holding their Android phones or iPhones for communication or shopping, but now new operating systems are also entering the market with great features and the trends are also changing. It is really interesting to note that 57% of the developers still plan to develop mobile apps for Windows phone as its marketplace has crossed over 1 million.

Everyone would love to go for a sleek interface, integration with cloud services and easy availability of other Microsoft products like Office 365, Xbox, OneDrive and many more in a single device. And this is the reason why Windows Phone is still preferred by the developers and business owners. It has been able to successfully carve out a dominant place in the market for itself.

Let's consider some of the reasons why building Windows app would be beneficial to enhance your business recognition and also cover a gamut of people who would be aware of the application.

Simple and advanced user interface:






Today, every user expects an easy to use interface for their mobile devices so that they can perform their tasks quickly. Windows phones are sensitive and uses an advanced user interface that entraps the attention of the people and also enhances its popularity. Users always want all tasks to be performed within limited time and speed, efficiency and performance is what they look for in their devices. Windows operating systems provide all these and this is the reason why enterprises and organizations choose Windows to build their mobile apps. Since its popularity is at its peak, building an app for this operating system would increase the awareness of the Windows app among the people and cover a larger spectrum of audience.

Build apps once and get it everywhere:






Another major concern that most developers worry about is that, in order to make any app popular, it is important to make it available on multiple platforms so that it can cover a huge audience base. The way Microsoft is tackling the mobile first method, is very clearly present in the latest release of Visual Studio. The current release has made it easier for iOS developers to quickly migrate to Windows mobile app development with complete support for Objective-C development in Windows Apps. Visual Studio now supports building of apps for Windows, iOS and Android as one platform.

Publishing Windows apps is easy:






Windows mobile app publishing is one the easiest methods of deploying apps to your enterprise when compared to iOS and Android. iOS requires applying a certificate to your app. Microsoft does not need a specific enterprise certificate as Apple needs. Microsoft has also come up with various tools to build apps that can be easily tested and published. The tools allow you to create an app within a few hours and this helps to get the work completed faster and also in an efficient manner. After the app has been created, it can be uploaded to any mobile app manager like AirWatch or MobileIron and published to an enterprise app store.







How to Select the Best Android Tablet

In the age of smart phones and tablets, Android powered devices have successfully managed to carve a unique identity for them. All the Android powered devices are famous for their user- friendly interface as well as the cheap apps and games available with them. Though these apps were already a part of many smart phones that came before Android, these were expensive enough that not everyone was able to afford them. With the introduction of Android powered smart phones and tablets in the market, this entire range of high end games as well as apps became more accessible to the common masses.

Android tablets have an advantage over other tablets available in the market. These tablets are powered with one of the most powerful and portable operating systems available today i.e. Android itself. These are highly customizable as well. The reliability as well as powerful features provided by Android is the reason why some of the automobile manufacturers in the world are also interested in it, so that they can find something useful and engaging for their customers.

Specifically speaking of Android tablets, it is a known fact that a whole new range of tablets have exploded in the digital market. Apart from this, the new range of applications and games that accompany these tablets are also commendable. However, all these choices can put people in a huge dilemma. To make it easier for everyone to easily and wisely invest in an Android tablet, below are some factors which should be kept in mind before investing in an Android powered tablet. In order to make a wise decision, scroll down and take a look at some of the points to be kept in mind before buying an Android tablet.

1. Purpose/ Usage of tablet

Interestingly, a wide range of tablets are available under the Android platform. These range from utility tablets for grownups to the user friendly and educative tablets for kids. The Kid's Safe Tablet is especially designed for kids so as to assist them in various educative programs involved in their curriculum. It can be used for the purpose of playing games and solving puzzles as well. Also, there are the usual bigger and smarter tablets meant for grownups. These tablets are as efficient as a full- fledged laptop.

The perks of choosing separate tablets for you and your kids is that it will certainly reduce the wear and tear which kids often leave on their parent's tablets. So, the first step is to determine the purpose for which you are planning to invest in an Android tablet.

2. Size of the tablet

After determining the purpose of investing in an Android tablet, the next step is to decide the size of the tablet. Luckily, Android powered tablets are available in a variety of sizes. One of the most interesting as well as advantageous fact about a tablet is that it is compact in size. The sleek design and smart built of a tablet is what makes them easy to carry and look after. While it is impossible to carry a PC around and since laptops are huge in size, tablets are what come to everyone's rescue.

The 7 inch tablets from Android are way cheaper than many other tablets available in the market. But if you are interested in playing games and using apps on your tablet, those 10 inch tablets are simply perfect for you. While smaller tablets are easy to carry around, bigger ones have their share of advantages as well. For instance, watching movies and playing games is something that can be conveniently achieved on a big tablet. Since Android tablets can be highly customised, bigger tablets make the whole experience more enjoyable and mesmerising for the users. So, the second factor to be kept in mind while choosing the right Android powered tablet is the size of the tablet.

3. The right Android operating system

Like iOS, various versions of the Android operating system are also available. All these versions of Android have their own set of features. Starting from the very first version of Android i.e. Android 1.5 (Cup Cake), there are 8 more versions available. The most recently launched version of Android is the Android 4.4 (Kit Kat). It is entirely the buyer's decision that which version of Android he/ she wants in his/ her tablet. Accordingly, their tablet will be performing all the functions which are offered within the scope of that particular version of Android.

Moreover, there are certain applications as well as games which are unique to each version and they may/ may not be upgradable to the higher ones. Hence, every buyer should be cautious while buying a tablet with Android 2.3 or below. The reason behind this is that these versions do not support Flash. It is advised to choose the appropriate version of Android wisely. This can be done based on the user's preferences as well as the reasons behind buying a tablet.

4. The right manufacturer

Looking at the popularity and fan following of Android tablets in the market, there are few very potentially powerful tablet manufacturers in the digital world today. The dilemma arises because each of these tablets is worth putting your hands on. Manufacturers like Sony, Google, Samsung, etc have emerged as equally powerful suppliers of Android powered tablets in the world.

However, it may not be that difficult to choose between these tablets. The reason behind this is that each of these manufacturers has some additional features and may function differently as well. Hence, the only way to zero in on any Android tablet is by being sure about the features and specifications that you expect to be there in your tablet.

5. What's your budget?

The cost of an Android tablet depends on the version of the Android operating system installed as well as the features offered by it. The various factors which contribute in the final price of a tablet include the operating system, features, built, design, utility as well as the size. While smaller tablets are definitely cheaper than the bigger ones, it solely depends on the user's requirements and budget.

6. Does your tablet connect to the Android market?

Sadly, not every Android powered tablet can be connected to the online Android market. This is because Google does not have much control on Android. Once a new version of Android is released to the masses, there is nothing that Google can do. But Google certainly has the control over the entire Android market. Hence, older versions of Android such as Android 2.2 and below will never connect to the Android market. No doubt some apps will be available to you, but the majority of utility apps and games will be far out of your reach.

You must be wondering about the significance of buying an Android tablet if you cannot have access to all the apps and games in the Android market. Hence, this is another important factor to be kept in mind while buying any Android powered tablet.

7. Tablets may/ may not require a data plan

All Android tablets can be either sold with Wi-Fi connectivity or with 3G/ 4G wireless data access. Often it is seen that these tablets are sold at a discount price because of their collaboration with any cellular service provider. Before investing in any Android tablet, check if you are covered under the 2 years of payment over the price for which you are buying your tablet. Also, check the amount of data that you will be provided under this plan. It is always advised to go for a plan which is expandable in future.

8. Say no to Modified Androids

Similar to the modifications brought in Android user interfaces in different devices by their manufacturers, modifications can be brought in Android tablets as well. Often manufacturers state that it is a wonderful thing, but it also has some disadvantages.

The disadvantage is that these modified versions often act differently from their real versions. This may pose a difficult situation for people using the modified version of Android. Hence, you should always go for the real and original version of Android.

Investing in the right Android tablet is surely a difficult decision to make. But once you invest in the right tablet, there will be no looking back for you.







Saturday, December 1, 2018

The Key To Effective Project Financing

Funding is at the heart of every real estate project. In my previous article I discussed the disparity of financial benefits between direct cash investment and bank financing. Profit is maximized when bank financing can be obtained, so positioning your project so that it can achieve bank financing has a direct impact on your bottom line. Professional documentation can also have a direct impact on your bottom line, as it can enhance the financial terms and rates that lenders are willing to offer, making your project more or less profitable.

So, how can you best position and structure your project to achieve effective bank financing and improve profitability? Following is a summary of what we consider to be "the key to effective project financing".

Create a professional plan

Describe your real estate project with a concise and professional document. This will help save time in the underwriting process, and provide a clear understanding to underwriters and bank representatives so that they can more easily facilitate and support your funding request. While projects vary in type, size, structure and scope, the following elements should be included in most plans:







  • Executive summary - Typically a 1-2 page narrative description of the project outlining the basic details and financial highlights.






  • Location details - Describe and illustrate the location, specifics and advantages of the project site and area.






  • Visual illustrations - Site survey, site plan, elevations, floor plans, renderings and other material that can help visually describe the project.






  • Financial Pro Forma - Demonstrate the uses of funds, sources of funds, project costs, operating projections, cash flow and all other financial details of the project in a professional manner that can be easily interpreted by bank representatives and underwriters. We recommend preparing a 1-page financial summary of the project in addition to the intricate details.






  • Capitalization Plan - Narrative that summarizes the funding structure, strategies and approaches of funding the project.






  • Market Study - Demonstrate the current and projected value of the project. Describe market, sales and/or lease trends, competitive environment, supply and demand factors, and other market conditions.






  • Team Bio - Describe the project team and discuss their education, experience and contribution to the project.






  • Attachments - Purchase agreement, leases, architectural drawings, bids, contracts, and other supporting documentation.






Third-party validation

Your plan is stronger and more effective when you include third-party validation to the lender. This can also help facilitate the underwriting process and make your project more favorable to the lender. Third party validation can be demonstrated in the form of various documents that are provided to your lender, including:







  • Comparative market analysis - Demonstrates the viability of the proposed sales and/or leasing strategies.






  • Project feasibility analysis - Demonstrates the viability of estimated project costs, revenues, expenses, cash flow and operating projections of the project.






  • Market feasibility analysis - Demonstrates the viability of the project given market trends, supply and demand, absorption rates, propensity of sales and other market factors.






  • Appraisal - Demonstrates the current and/or future value of the project.






Find the right funding sources

When your project is ready to be presented, start with contacting your local banks, then search for regional and national lenders that fund similar types of projects. Make sure you understand their financing programs and ensure that the financial details of your project wall within the lenders' general financing parameters, such their loan-to-cost ratio (LTC), loan-to-value ratio (LTV), debt service coverage ratio (DSCR), internal rate of return (IRR), return on investment ratio (ROI), capitalization rate, and such.

Present your plan professionally and close the deal

In my experience, a professional multimedia presentation always enhances the ability to obtain funding. You can simply provide paperwork to your lender; or you can meet with the lender in person, professionally present your project, then provide the professional documentation at the meeting. The latter is always preferred over the former. Be prepared to answer questions concisely and to provide back up data and documents that validate your assumptions.

Follow up regularly to ensure your loan request is effectively processed. If and when an initial term sheet or letter of intent is provided by the lender, have an attorney review thoroughly and work directly with the lender to consummate a loan agreement and close the deal.

Other potential funding sources for your project can include private equity investors, hard money lenders, joint venture partnerships, private placement memorandum investments (PPM), and other sources that can be included within the financial structure of your project to assist in meeting the equity and guarantee requirements of lenders. My next article will discuss equity-raising strategies that can help reduce risk and exposure, and can expand funding possibilities for your project.







The Four Best Ways To Invest In Your Children's Financial Future

When speaking of the four great ways to invest in your children's future, one must start at home.

Childhood Training

Proper upbringing is an investment that will continue paying dividends into a child's future. Some basic examples may include:

* Doing household chores in turn for a small allowance
* Encouraging part time jobs to save for college or their first car
* Setting up their first savings account
* Giving to a favorite charity or at church

Educational and Health Plan Coverage

With today's unstable and volatile economic environment it would be wise to begin setting up a fund for the children's education. Be it for a four-year degree program or a voluntary certification course, having at least some funds in place will help make their road a little less strenuous when having to come up with tuition and other education expenses.

No one knows if any national health insurance will be in place when the time is needed. Therefore, preparing for a viable health plan for one's children is another way to not only attendate health expenses in the future but to be in a better position to confront them when they do occur. This can be done through company health plans or self-pay plans such as HMOs but health coverage is a must in any event.

Information Research

Today, through the Internet, parents can easily obtain the investment knowledge needed to make the best investments. By carefully researching each investment vehicle available and not moving too quickly, parents can fully formulate, within reason, what path to best take for their child's financial future.

Carefully researching the vast deposits of knowledge available on the Internet's "information highway" is a vitally important part of financial planning - and a prerequisite.

Setting Up A Financial Strategy

How can one know the best path to take if one does not know the destination? Having specific goals and the strategic planning to achieve them are essential especially during times of economic uncertainty. As they grow older, teach the basic differences of having short-term, medium term and long-range goals. Also, show them some common investment vehicles for each category. Some examples of different investment classes may include:

  • Short-Term: US Treasury Bills or Notes
  • Medium-Term: CDs or US Savings Bonds
  • Long-Term: real estate and commodities such as gold

Childhood training, preplanned education / health plans, information research and financial planning are truly the greatest ways to invest in your child's future. Needless to say, it would be wise for parents to begin investing for their children as early as possible.







Dangers Of Lacking Financial Education And Giving Value To Others

In this article, I am going to talk about the dangers of lacking financial and values education which are just as important as our school education which mainly and still focuses on theory and academic score having read and understood the books by Robert Kiyosaki like Rich Dad Poor Dad as well as watching all videos of Eben Pagan on what it takes to succeed in business, relationships, wealth and improving all areas of life as his subscriber and customer which are in contrary to what we have been taught and conditioned to think and do by our parents, grandparents and teachers.

Truth being said, most of us only think of making money for ourselves, families and loved ones if we are married and have kids without understanding that in order to make money, we need to give and deliver value to others which is just as important. That also ties in with what Zig Ziglar said that you can have everything you want in life if you give enough people what they want in life. The only knowledge we have is that we have to study hard to get good grades and qualification so that we can get great jobs with high pay in order to have our homes, marry, retire, and live happily ever after. While our parents - especially those from low and middle-income families - told us this out of concern, this sort of mentality is sadly outdated in the current 21st century. And even more so with digital technology looking to shape and change the way we live, study and work.

A rich parent - for instance the current US President Trump - will never tell his children that. Sure at first glance, they will tell their children to respect others in public and tell them off if they are disobedient and do not behave. But behind closed doors of their homes only known to family members and maid serving them, they will share with them other things that poor and average parents will never share with their kids.

Which is while making and saving money are important, delivering value and smart investing to maximize it are just as important.

According to Eben Pagan in his YouTube videos, he said after years of studying about business and wealth, he learnt two critical things. One is that people do not like to give away their hard-earned money without getting any value in return. When I say value, I am not talking about anything that sales and marketing people offered them. But what people really need and want for themselves and loved ones. Second is that money has a hole in its bucket and unless you know how to earn, you will lose every dollar you spent never mind on what things.

Here is another truth of life which I discovered after my very own study and research on other articles and blog posts besides reading and watching videos by those gurus. That is money is never given or distributed evenly all the time. It is only for those who delivered the most value as in helping and making a difference to others' lives as well as those that others feel closest to. Even if it is otherwise, most people will squander on things they like short-term but are not essential long-term. Especially luxury items such as cars, condos, gadgets and jewellery to name a few. And when they spend all their hard-earned money with little or no savings, they will usually resort to those things.

1. Taking on 1 to 2 part-time jobs on top of their main one just to be able to cope with the daily expenses and support their family.

2. Borrowing from families and friends,

3. Asking for loans from creditors, loan sharks and banks,

4. Applying for credit cards,

5. Gambling in casinos, lottery and sports betting

While there is nothing wrong with the first though it might put additional stress on individuals' health and well-being, there is everything wrong with the other four which I myself was guilty of in the second and fourth.

Because every time you borrowed, you needed to pay back as we Asians have a very strong ethnic and principle on it. If they are not carefully abided by, tragedies may occur. Not just on individuals who cannot pay back and lose everything but their families as in their parents, parents-in-laws, spouse and children as well.

And the saddest truth is when the family is poor, the spouse have to work or take extra job as well to bear the costs and the children will have to give up their passion, interest and even studies just to work early to copy with the family burden costs.

For the rich, it is another story. Suppose if one or both your parents are running the company as bosses or CEOs, you will be required to help them out upon completing your studies.

Otherwise they will be judged as "selfish and unfilial who only think of themselves, inconsiderate and uncaring about their families' well-being."

That is if they want to pursue their ambitions, interests and passions they once have as children but are dismissed by most parents as naive child words, play and who are just asking them what they like to be when they grow up simply to make fun of them.

It may sound weird to you but that is the situation in my country Singapore.

Which explains why most people are conditioned to study hard, work hard, save hard and retire comfortably with just one working job income they see as honest earnings.

Any income incurred outside are dismissed by baby boomers in particular - as fraud from cheating other people of their hard-earned money which is partially true with some entrepreneurs but it is wrong to dismiss every business owner because of a few rotten eggs.

Given the fact that government supports them because they are our pioneers, very little room is given for youth development not just in terms of creativity and innovation but in terms of money and wealth management be it creation, multiplication and preservation.

The only things they know are saving, working and borrowing money as well as buying insurance policies from financial advisors who may or may not be acting in the interest of their clients.

Hence their ignorance, overspending and not earning enough leads them to be over-dependence on government to the extent of asking more and blaming the government when things are not going the way they expected and wanted. That will cause serious implications on our economy and society well-being in general be it relationships and the daily essentials of life we, our families and future generations need.

I don't mean to sound arrogant but if I am in the shoes of Minister for Education, I will make financial education compulsory as one of the main subjects. Especially when it comes to generating, growing and saving money while still acting in the interest of others as in giving value.

Which most people need to know but in actual truth, they don't which is absolutely critical.

Except for a selected few.

Like Warren Buffet, Donald Trump, Robert Kiyosaki and Eben Pagan I earlier mentioned.







Fx Trading Forex - Trading Foreign Exchange

The largest financial market worldwide is without question, the foreign exchange market, also commonly referred to as Forex or Fx trading. With a large volume of cash and activity in fx trading forex, there is high liquidity in this market.

According to statistical data, over $ 3 trillion changes hands around the globe on a daily basis. Along with these high liquid assets, you have the ability to trade whenever you want and at any price level that you choose.

In a forex exchange trade, a trader measures how much a currency is worth in relation to another currency. These currencies, between two countries, are traded in pairs. To illustrate this point, if you exchange US dollars for Canadian dollars, this pair would look like this: USD / CAD.

90% of the foreign exchange market is made up of 6 major pairs, and these are:

-EUR / USD: The Euro and US dollar.

-USD / CHF: The US dollar and Swiss franc.

-GBP / USD: The British pound and US dollar.

-USD / JPY: The US dollar and Japanese yen.

-USD / CAD: The US dollar and Canadian dollar.

-AUD / USD: The Australian dollar and US dollar.

Now we know that a currency's value is assessed against its paired value. So, when one currency moves in one direction, the other currency's position will verify the current value from this exchange rate movement.

Before the availability of the Internet, large institutions like banks and corporations prevailed in the forex market. In today's global environment, the Internet has enabled anyone with a computer to get involved with fx trading forex. The structure of this market is highly decentralized and is known as an Over The Counter market.

An advantage to forex trading is that you can start trading with a small amount of money. Education is key in developing a solid understanding and an individual trading style. Arming yourself with knowledge will also help you to minimize your risks and learn to trade more profitably.

I would suggest that you find one of the better online forex brokers and open a demo account with them. A demo account will allow you to play around with fx trading forex and execute trades without risking any money. You also have access to current forex news, charts and statistics, at no cost to you.

These are some of the benefits to developing your skills in the foreign exchange market. I hope that I have provided a few insights and wish you all the best with your trading plans!